We build the systems communities need to govern, trade and grow on their own terms.
[KAURI] builds governed digital infrastructure so communities and institutions can operate with greater control, visibility, accountability and ownership — designed around the authority, relationships and long-term interests of the organisations using them.
See the whole institution. Control who can act.
Know where the money is. Keep the evidence.
See
One clear view across every account, entity, asset and obligation.
Control
Authority structures that reflect real governance, not generic roles.
Know
Real-time visibility into where funds are held and how money moves.
Prove
Auditable evidence captured at every decision point and transaction.
Infrastructure built around your authority, not someone else's assumptions.
Institutional control
[KAURI] brings authority, approvals, accounts and reporting into one governed environment — reducing dependency on spreadsheets, emails and disconnected providers.
Financial visibility
One clear view across entities, assets, obligations, transactions, approvals, reporting and provider activity — not just a bank account.
Authority that reflects real governance
Structured around iwi entities, trusts, trustees, mandated representatives, committees, boards, delegated roles and multi-party approvals.
Data sovereignty
Data governance designed into the system. Confidence about who owns the data, where it is stored, who can access it and how it is shared.
Reduced fragmentation
One governed financial operating layer instead of disconnected banks, payment providers, spreadsheets, email approvals and separate systems.
Long-term economic development
Beyond payments — treasury management, investment oversight, lending structures, capital allocation and stronger institutional financial capability.
Systems that reflect the structures they serve.
For Aotearoa, that means designing systems that can reflect iwi and trust structures, collective and delegated authority, and long-term institutional ownership — without surrendering control.
Explore the platformIwi & trust structures
Entity models that match how your organisation actually governs.
Collective & delegated authority
Approval workflows built for committees, boards and mandated representatives.
Data sovereignty
Your data, your rules. Governed storage, access and sharing by design.
Financial oversight
See the whole picture — not fragments across banks and providers.
Auditable decision-making
Every approval, every transaction, every change — captured and provable.
Connected without surrendering control
API connections to banks, payment providers and external services on your terms.
Confidence is the emotional reason.
That creates trust. And trust is the foundation everything else is built on.
Māori-led. Institution-first. Built for generations.
[KAURI] is being developed as the financial infrastructure foundation for a future Māori-led regulated financial institution. The ambition is not simply to bank Māori customers — it is to strengthen Māori institutional financial capability.
[KAURI] is not a registered bank or licensed deposit taker.
Treasury management
Oversee reserves, investments and liquidity across entities.
Lending & credit programmes
Structured lending, credit and finance programme management.
Institutional accounts
Controlled account structures for trusts, settlements and operations.
Capital allocation
Direct capital with visibility, controls and auditable decision trails.
Provider integrations
Connect to banks, payment providers and external services through governed APIs.